Smart Money: Introduction to Personal Finance
Juni’s all about teaching skills for the real world, and what’s more important than knowing how money works? In this course, students learn budgeting, negotiating, how credit cards work, and the basics of personal finance.
- Private 1:1
- Format
- Age 9-18
- Learners
- Weekly
- Classes
- 50 minutes
- Per class
About this Course
This course helps students build smart financial habits early. Students will learn how to set and accomplish financial goals as well as cover important topics like building credit, saving strategies, and budgeting. At the end of the course, students will write a Life Plan, where they'll form a few key financial goals and a plan to reach them.
Billing
Billed as
$275 / month
Scheduling
1:1 classes are 50 minutes long and can be scheduled anytime Monday-Sunday from 7am to 7pm PT. To begin, select Book your Placement Class to signup. Our team will then match you and set up your first class!
- Course duration2-3 months
- Lesson50 minutes
Learning Targets
Creating Personal Financial Goals
Building Wealth Through Personal Finance
- I understand what wealth is.
- I can explain what personal finance is and how it can help me build wealth.
- I understand the various financial factors that contribute to my future.
- I understand why personal financial goals are important.
How to Grow My Income
- I understand the difference between income and expenses
- I understand that in order to grow my wealth, I have to manage my income streams.
- I understand that income can come from multiple sources: a single day job, investing, and entrepreneurship.
- I understand the difference between passive and active income.
- I understand how to monetize my skills and hobbies.
Creating a Spending Plan
How to Manage My Spending
- I can explain what a budget is and how it impacts my financial status
- I can delineate necessities vs. desires in purchasing decisions
- I can create a reasonable budget for my needs and wants
- I can identify potential sources of expenses in my future
- I understand what social proof is and how it relates to spending
- I understand how the 50/20/30 budget can be used to budget my finances
How to Build Credit: Making Your Small Purchases Count
- I understand what it means to have debt
- I can identify the various ways I might accumulate debt
- I understand the details of the credit system and why it’s important to build a good credit score
- I can identify different methods of payment for large purchases
How to Make Smart Purchase Decisions
- I can make informed purchasing decisions
- I can research products to guarantee I am getting the best quality for the lowest price
- I understand my borrowing options for large purchases
- I understand what hyperbolic discounting is and how it relates to consumer skills
Creating a Savings Plan
How To Find Your Perfect Bank
- I understand how to securely store money
- I understand the difference between a checking and a savings account
- I understand why compound interest is a valuable aspect of saving
How to Plan for and Invest in Your Future
- I understand why it is important to set aside money for the future/emergencies
- I can determine a reasonable retirement plan based off personal financial goals
- I can identify different forms of retirement investments
- I can identify different approaches to retirement, such as the FIRE movement
Making Your Money Count
- I understand how I can make positive social and environmental impacts through my personal financial decisions
This course helps students build smart financial habits early. Students will learn how to set and accomplish financial goals as well as cover important topics like building credit, saving strategies, and budgeting. At the end of the course, students will write a Life Plan, where they'll form a few key financial goals and a plan to reach them.
Who are Juni’s Instructors?
Our instructors are subject matter experts from top US universities. Instructors are highly-vetted and background checked prior to joining and undergo extensive training before ever teaching on our platform.
Upon signing up, parents are asked a series of questions that allow us to match your child with an optimal instructor based on their unique needs and interests. Factors that are considered in our matching process include Learning Style, Personality, Personal Experience, and Academic & Career Aspiration.
Real Reviews from Real Parents
4.9 out of 5
Ray
My 3 sons ages, 10 1/2, 9 and 7 started using Juni in early June 2020 and absolutely love it. The instructors are college age kids and they relate to my boys very well. My oldest is doing both the coding and math tracks and I feel like he will be way ahead of his 5th grade class come the fall. Once the other two are old enough I will certainly be enrolling them in math as well.
Tarun Mehta
Juni has been amazing for my daughter. She is a reluctant learner when it comes to Computer Languages, but the Juni instructors have been engaging to her at a level where she feels comfortable with them and they manner in which they present the curriculum. They understood my ask that I Wanted her to start liking computer languages, and they are presenting the information in a way that is fun and relatable. I am very happy with my Juni experience and my daughter's journey with Juni so far!
Pooja
I have two boys taking classes and the Juni takes the time to match the right instructor for my children. They are patient and very consistent in their teaching. The boys are thoroughly enjoying their class and love accomplishing and learning new things!